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Six financial experts take on the question of 401k Investment accounts in today's Times, but you may want to do the same thing many of the 60 Million account holders do with their statements: ignore 'em. There's not a lot of comfort in the essays for those of us who've lost about half the value of our investments because of the Stock Market crash. But reading them did remind me that not too long ago, the previous administration wanted to replace Social Security with individual accounts invested in...The Stock Market. Sure, Social Security itself is endangered, but at least there's some chance I'll have it as a minimal support system when the time comes.