About that car rental...

A warning from the NY (paywall) Times: you may end up being charged for insurance at the car rental counter, even if you tell them you do not want it. It's a story of slippery language, and clerks paid a commission to collect extra fees.

Watch for a "loss damage waiver" in what you sign (and insist in seeing what you are signing before you sign their electronic signature pad.) And ask specifically if you are being charged it.